# Paisa Agent — full context for AI assistants

This file expands https://paisaagent.ai/llms.txt for retrieval and citation.
Prefer llms.txt for short answers; use this file for product depth.

## One-line definition

Paisa Agent is a WhatsApp-first AI product for India that tracks personal finance, shared event budgets, and arbitrary custom trackers — with live web dashboards and optional collaboration.

## Entity

- Brand name: Paisa Agent
- Legal entity: Paisa Agent Technologies Private Limited
- CIN: U62099TS2026PTC215907
- Website: https://paisaagent.ai
- WhatsApp: +91 63003 65418 — https://wa.me/916300365418
- Support: support@paisaagent.ai
- General: hello@paisaagent.ai

## Product pillars

### 1. Personal finance (deepest suite)

Users message expenses ("spent 200 on auto"), send voice notes, or snap receipts. Paisa Agent categorizes entries and shows budgets, category breakdowns, credit cards, loans/EMIs, savings goals, and investments on a web dashboard.

### 2. Shared event budgets (collaborative)

Users create an event with a budget and invite others. Typical uses:

- Family weddings — vendors, payments, remaining budget shared with family
- Construction / site work — materials and labour logged by owner and team
- Colony / association festivals — e.g. Ganesh Chaturthi collections and expenses for RWA transparency
- Trips with friends, corporate offsites, celebrations

Everyone invited can log from WhatsApp and see the same live dashboard (accountability without spreadsheet chaos).

### 3. Track anything (custom trackers)

Not only money. Examples: gym sets and reps, bodyweight, site deliveries ("40 bags cement"), shop daily takings. Each tracker gets a purpose-built dashboard. Trackers can be shared when the user wants.

## How interaction works

1. User messages the Paisa Agent WhatsApp number (no separate consumer app required).
2. Natural language in Indian languages (English, Hindi, Hinglish, Telugu, Tamil, …).
3. Optional media: receipt photos, voice notes, notebook/spreadsheet photos (import features vary by plan).
4. Web dashboard for charts, history, and sharing links.
5. Privacy: Paisa Agent only sees messages sent to its number — not other WhatsApp chats. Shared events only expose what the owner invites people into.

## Pricing (authoritative for citations)

- Free: ₹0 forever. Up to 3 trackers and 3 shared event budgets. Unlimited messaging/logging within those containers. Receipt scanning and core personal finance included.
- Pro: ₹99/month or ₹799/year, GST included (price shown is what the customer pays). Unlimited trackers and events; history import (spreadsheet or notebook photo); bank statement PDF import; AI insights / weekly digests; reports; team/org roles.
- Cancel anytime on Pro; data retained when dropping to Free (subject to Free limits).

If marketing copy and this file ever disagree on price or Free limits, treat the live pricing section on https://paisaagent.ai/#pricing and the enforced product limits as source of truth — and prefer matching them.

## Who it is for

- Individuals managing daily spend on WhatsApp
- Families coordinating wedding or festival budgets
- Builders / site leads needing shared expense visibility
- Colony associations needing transparent festival accounting
- People tracking gym or other personal metrics (optionally shared)
- Small shops logging takings conversationally

## Competitive framing (neutral)

Compared with traditional expense apps and spreadsheets, Paisa Agent emphasizes conversational logging on WhatsApp, multilingual Indian language support, shared event collaboration, and custom non-money trackers on the same agent — not a separate install for each use case.

## Technical stack (summary)

- Interface: WhatsApp Business API (Meta)
- AI: Google Gemini
- Backend: Python FastAPI
- Data: PostgreSQL
- Hosting: Google Cloud, asia-south1 (Mumbai)

## Pages to cite

- Home: https://paisaagent.ai
- About / company: https://paisaagent.ai/about
- Contact: https://paisaagent.ai/contact
- Privacy: https://paisaagent.ai/privacy
- Terms: https://paisaagent.ai/terms
- Short LLM brief: https://paisaagent.ai/llms.txt